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 Passage Four

  Why is there no risk to the customer when a bank prints the customer’s name to his cheques?

Wenn yone opens a cuITent account at a bank,he is lending the bank money,repay.ment of which he mayDemand at any time,either in cash or by Drawing a check in favor of an-other person. Primarily,the bank customer relationship is that of Debtor and creditor who iswhich Depending on whether the customers account is in credit or overdrawn.But.in additionto that basically simple concept,the bank and its customer owe a large number of obligations toone another.Many of these obligations Can give rise to problems and complications but a bankcustomer,unlike,say,a buyer of goods,cannot complain that the law is loaded against him.The bank must obey its cUStomers instructions,and not those of anyone else.When, forexample,a customer first opens an account,he instructs the bank toDebit(把……记入借方)his aecount only in respect of ehecksDrawn by himself.He gives the bank specimens of his819nature,and there is a very firm rule that the bank has no right or authority to pay out acustomer’s money on a check on which its customers signature has been forged.It makes nodifference that the fbrgery may haye been a very skillful one:the bank must recogllize itscustomers signature.For this reason there is no risk to the customer in the practice,adoptedday banks,of printing the customers name on his checks.If this facilitates forgery,it is thebank which will lose,not the customer. 

When you have a bank account,you_________.

  • A.must always be in credit
  • B.Can’t draw any money if you’re overdrawn
  • C.can draw money without notice
  • D.Can’t pay money to anyone else
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    C.Are you feeling better now?

    D.How are you?

    E.Take more exercise and keep heMthy.

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    G.I miss you so much.

    H.You are so strong.

  4. _______

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    C.Are you feeling better now?

    D.How are you?

    E.Take more exercise and keep heMthy.

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    G.I miss you so much.

    H.You are so strong.

  5. _______

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    D.How are you?

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    G.I miss you so much.

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  6. Some years ago safety rules_________.

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    • C.were introduced because quite a number of people were kiHed or seriously in-jured
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  7. A:Hi,Fang Fang.You were not at school yesterday.____56___

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