Investors can _51_ money simply by loaning it. The money they loan is called capital. Security (担保) is an expensive item which the borrower mortgages (抵押) to the investor to show that he intends to _52_ the debt. The way investors make money on loans is to charge interest. Interest is money that _53_ pay to investors for the use of their money. Interest is usually a certain percentage of the capital. Investors sometimes _54 ten percent or more interest per year. The interest may be calculated daily， monthly， or yearly. The interest must be _55_ before the capital can be repaid. If the interest is not _56_ the agreed rate， the interest is added _57_ the capital. Then the borrower has _58_ pay interest on the unpaid interest _59_ on the capital. A debt can grow quickly this way. If the total of the capital and accumulated interest gets too high， the investor will take _60_ of the item used as security and sell it to get his money back. 

51()

要求：1.在中国，自行车是最为流行的交通工具。

2.骑自行车有许多好处。

3.自行车的未来…

In England， people who used forks at that time were considered ______.

• A.well mannered
• B.sissies
• C.show-offs and overnice
• D.both B and C

The English thought that Italians used forks in order to ________.

• A.imitate the people of the East
• B.keep their food clean
• C.impress visitors with their good manners
• D.amuse the English

By the fifteenth century forks were used _______.

• A.all over Italy
• B.only in Constantinople
• C.widely in Europe
• D.In England

To English travellers in Italy， the use of forks seemed _______.

• A.clever
• B.necessary
• C.good manner
• D.ridiculous

The writer takes the words “battle” and “fight” as an example to show______.

• A.French words are needed to express something new
• B.a French and a native word for the same thing have been still in common use side by side
• C.French word or the other has been lost from the English language
• D.“battle” is the borrowed word and “fight” is the native one

“Fingers were made before forks” when a person gives up good manners， puts aside knife and fork， and dives into his food， someone is likely to repeat that saying. 

The fork was an ancient agricultural tool， but for centuries no one thought of eating with it. Not until the eleventh century， when a young lady from Constantinople brought her fork to Italy， did the custom reach Europe. 

By the fifteenth century the use of the fork was widespread in Italy. The English explanation was that Italians were averse to eating food touched with fingers， “Seeing all men‘s fingers are not alike clean.” English travellers kept their friends in stitches while describing this ridiculous Italian custom. 

• Anyone who used a fork to eat with was laughed at in England for the next hundred years. Men who used forks were thought to be sissies， and women who used them were called show-offs and overnice. Not until the late 1600‘s did using a fork become a common
• A.brought to Europe from America
• B.begun when forks were invented
• C.brought to Europe from Asia
• D.invented by Italians

Which of the following is not the French word borrowed into English during the Middle Ages?

• A.sergeant
• B.battle
• C.spy
• D.fight

The art of war has undergone such changes that _______.

• A.we no longer use any French words of the Middle Ages
• B.many words once common are not used any longer and they are replaced by Italian words
• C.French military terms have disappeared from the English language
• D.many words once common are now only in historical use and their places have been taken by the newly-borrowed words

All of the following have something to do with the introduction into English of many French military terms except that _______.

• A.war played an important part in English affairs in the Middle Ages
• B.the English army and navy were controlled by those who spoke French in the war between England and France
• C.France invaded England in the Middle Ages and many battles were fought in England
• D.much of English fighting was done in France in the war between England and France